HRA Exemption Calculator FY 2026-27
Calculate your tax-exempt House Rent Allowance in seconds
Enter Your Details
💡 How HRA Exemption Works
The exempt portion of HRA is the lowest of these three:
(a) Actual HRA received |
(b) 50% (metro) / 40% (non-metro) of Basic + DA |
(c) Rent Paid − 10% of Basic + DA
Basic Salary (Monthly)
Enter your monthly basic salary as per your salary slip.
₹
Dearness Allowance (Monthly)
DA is given to government/public sector employees. Private sector employees can enter 0.
₹
HRA Received (Monthly)
Monthly House Rent Allowance as mentioned in your salary slip.
₹
Rent Paid (Monthly)
Actual monthly rent paid for your accommodation. Enter 0 if living in own house.
₹
Do you live in Delhi, Mumbai, Kolkata or Chennai?
Metro cities (Delhi, Mumbai, Kolkata, Chennai) get 50% of Basic+DA. Other cities get 40%.
⚠ Please enter Basic Salary and HRA received to calculate.
Calculating your HRA exemption…
✅ HRA Exempt (Monthly)
₹0
Tax-free portion of your HRA
⚠ Taxable HRA
₹0
Added to your income
Annual HRA Exempt
₹0
Annual Taxable HRA
₹0
HRA Exemption Breakdown (Monthly)
(a) Actual HRA Received
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(b) 40% of Basic Salary + DA
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(c) Rent Paid − 10% of Basic + DA
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HRA Exemption (Lowest of a, b, c)
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Your Input Summary
Basic Salary + DA (Monthly)
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HRA Received (Monthly)
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Rent Paid (Monthly)
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City Type
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* All figures are monthly. Multiply by 12 for annual amounts. HRA exemption is allowed only under the Old Tax Regime. Consult a qualified tax advisor for precise filing.